Complaints Handling Policy

Grievance Redressal Procedure (Version 1 Dated 01 June, 2020)

An integral part of excellence in customer service is to have a prompt and responsive mechanism to address customer grievances. At Liva, we demonstrate customer centricity in everything we do. In case you are not satisfied with our service, we have in place an 
internal mechanism to ensure effective and timely resolution of your complaints.

When you submit a complaint, we will contact you either by phone or via email, within one working day to acknowledge your complaint and provide you 
with a complaint reference number. We will also explain the next steps in the process and provide you with details on how you can contact us to discuss 
your complaint.

We will endeavor to complete our investigation and share with you the outcome of your complaint within 7 working days. If there is any further 
investigation involved, we will let you know and keep you updated throughout the process.

Your complaint will always be treated fairly and confidentially. Once your issue has been resolved, your feedback will be used to help us understand how 
we can improve.

To deliver excellence in customer service, we have put in place a prompt, accessible and responsive mechanism for addressing your grievances and 
suggestions as per the below.

Name of TPAToll free number
Inayah+971 43961331 / +971 43961331
NAS800 65442
Nextcare+97142708800
Almadallah Healthcare Management

Help Line for 24 Hours: 80043444 (Toll Free)

04 3074222 / 9714 3074111

Mednet

Toll Free Phone – 800 4882 (within UAE)

0 971 4 3900749 (Outside UAE)

International Phone : +971 4 2757800

Lifeline600 543326
FMC800 3426 / +971 43977841
  • Send us an email at: queriesdxb.ae@livainsurance.com
  • Walk in to our Dubai or Abu Dhabi branch or via Post to below address.

    Dubai Address
    38th Floor, Burj Al Salam No 2
    Sheikh Zayed Road
    PO Box 28648
    Dubai, UAE.
    Phone: +971 43961331
    Fax: +971 43970220

    Abu Dhabi Address
    Liva
    1st Floor, Dhafir Tower, Fatima Bint Mubarak Street,
    Electra – Najda Intersection, PO Box: 26551, Abu Dhabi, UAE.
    Phone: +971 26445770
    Fax: +971 26445778

  • WhatsApp chat via our website:  https://www.livainsurance.ae or +971-43961331

If you are not happy with the resolution provided by Liva
If you are not satisfied with our final response or dissatisfied with any delay in our response (beyond 15 working days) you may refer your complaint to the Insurance Regulator. You may do so by sending details of your complaint, along with Liva policy details, to the relevant Regulator:

For Dubai Health Insurance complaints
You can contact the Dubai Health Authority (DHA) using the online link
https://www.isahd.ae/Home/Ipromes Or the details bellow:
Email: cg@dha.gov.ae
Toll Free (24/7): 800342 (800 DHA)

For Abu Dhabi Health Insurance complaints
you can contact the Department of Health - Abu Dhabi (DOH) using the online link
https://www.tamm.abudhabi/ar-AE/contact/talkToUs?CaseType=8 Or the details bellow:
Email: contact@abudhabi.ae
Toll Free Number: 800 555.

For all other UAE Insurance Policies
you can contact Sanadak – an independent Ombudsman Unit using the online link  
https://smartservices.sanadak.gov.ae
Or the details bellow:
Website: www.sanadak.gov.ae
Telephone: 800 SANADAK (+971 800 7262325)

Complaints handling policy

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